发明名称 Mobile device as point of transaction for in-store purchases
摘要 Systems, methods and computer programs provide for implementing a mobile communication device, such as a smart telephone or the like, as a point of transaction for in-store purchases, such that all a customer needs to do is capture the coded indicia of products they desire (i.e., scan the products) with their mobile communication device as they shop and the purchase transaction will subsequently occur based on either the customer (in possession of the mobile communication device) being physically located in a designated area of the store or the lapse of a predetermined period of time from when the coded indicia was captured.
申请公布号 US9177451(B2) 申请公布日期 2015.11.03
申请号 US201313785970 申请日期 2013.03.05
申请人 Bank of America Corporation 发明人 Calman Matthew A.;Grigg David M.;Hanson Carrie Anne
分类号 G06Q20/12;G06Q20/32;G06Q20/34;G07G1/00 主分类号 G06Q20/12
代理机构 Moore & Van Allen PLLC 代理人 Springs Michael A.;Moore & Van Allen PLLC ;Edwards James C.
主权项 1. A system for conducting purchase transactions within a retail location, the system comprising: a mobile communication device including a computing platform comprising a processor, a memory in communication with the processor, an image capture device in communication with the processor, a location-determining mechanism in communication with the processor and a time measurement mechanism in communication with the processor; a product selection application stored in the memory of the mobile communication, executable by the processor of the mobile communication device and configured to: implement the image capturing device to capture computer-readable indicia associated with one or more products that a customer desires to purchase, wherein the computer-readable indicia is captured prior to the customer encountering a check-out location within the retail location and, wherein the computer-readable indicia, when read by a computing device processor, provides information operable to purchase an associated product,implement the location-determining mechanism to determine that the mobile communication device has moved a predetermined distance from a location at which the computer-readable indicia was captured, wherein movement of the mobile communication device by the predetermined distance results in the product associated with the computer-readable indicia being queued for a purchase transaction, andimplement the time measurement mechanism to determine when a predetermined period of time lapses, wherein the predetermined period of time starts when a first computer-readable indicia is captured by the mobile communication device at the retail location; a computing device including a computing platform comprising a processor and a memory in communication with the processor; a purchase transaction application stored in the memory of the computing device, executable by the processor of the computing device and configured to: receive, from the mobile communication device, the information associated with the one or more products queued for the purchase transaction, andconduct the purchase transaction of the one or more products for the customer in automatic response to receiving an indication from the mobile communication device that the predetermined period of time has lapsed.
地址 Charlotte NC US