Payment interface

摘要

A payment interface apparatus, system and method is disclosed. In particular, a payment interface apparatus for use in vending machines, gaming machines, or other, typically unattended machines that accept payments via a variety of payment methods is disclosed. Also disclosed is a system and method for determining and processing a transaction as a particular transaction type based upon the type of media used on a standardized financial transaction card. The interface apparatus includes a plurality of sensors to read one or a plurality of media on a single standardized financial transaction card in a single presentation of the card.

主权项

1. A payment interface system, the system comprising:
a. a user interface further comprising:
i. a housing,ii. a plurality of media sensors for sensing card data and media type, the plurality of media sensors each being selected to read a different media type,iii. a singular card path for guiding a standardized financial transaction card having card data stored on at least one media type,
each media sensor is positioned and located within the housing and along the singular card path such that user action of inserting a standardized financial transaction card into and along the singular card path places each media type present on the card in operative communication with a corresponding media sensor,and
b. a transaction type controller further comprising:
i. a memory for housing a set of stored instructions regarding determining a desired transaction type to present for payment based on media type, when multiple media types are present in a single standardized financial transaction card,ii. a processor in communication with the plurality of media sensors for obtaining card data and media type and for implementing the stored instructions to determine the desired transaction type based on available media types on the standardized financial transaction card and the stored instructions, and capable of communicating the desired transaction type along with card data to a payment controller.