发明名称 Systems and Methods for Providing a Cash Value Adjustment to a Life Insurance Policy
摘要 A method and system for performing a cash value adjustment to an insurance policy issued by an insurer and owned by a policy owner, the method performed by a computer processing system. The method may include (1) inputting parameters of an insurance policy, the parameters including controlling parameters, and the controlling parameters including: (i) a constraint dictated parameter of the insurance policy; and (ii) a driven parameter of the insurance policy. The method may further include analyzing the relationship between the constraint dictated parameter and the driven parameter; and performing a re-underwriting of the insurance policy using the parameters of the insurance policy and a set of re-underwriting criteria. The method may further include generating re-underwritten policy data to constitute a re-underwritten policy. The method may include providing an annuity.
申请公布号 US2014188521(A1) 申请公布日期 2014.07.03
申请号 US201314107527 申请日期 2013.12.16
申请人 Genworth Holdings, Inc. 发明人 Atkinson, III Landis W.;Smith Kevin G.;Stiff Geoffrey S.
分类号 G06Q40/08 主分类号 G06Q40/08
代理机构 代理人
主权项
地址 Richmond VA US