摘要 |
<p>A method of conducting an electronic card payment between a merchant, having a merchant's device, and a cardholder, having a payment card and a cardholder's device. The method includes entering payment card information associated with the payment card comprising at least a first part of a personal account number (PAN), and purchase information in the merchant's device, entering a second part of the PAN in the card holder's device and submitting the second part of the PAN to a payment server, transmitting the purchase information and payment card information to the payment server, where the PANs are concatenated to a complete PAN, and transmitting the purchase information and an updated payment card information with the complete PAN to a bank server conducting the card payment.</p> |