发明名称 |
Financial transaction authentication servers, methods, and computer program products for facilitating financial transactions between buyers and sellers |
摘要 |
A financial transaction authentication server includes a wireless network interface that is configured to receive fund transfer requests from a buyer via a wireless communications terminal, a wireless terminal location module that is configured to identify the respective locations of the buyer and a seller, and a transaction authorization processor configured to authorize a transfer request if the geographic locations of wireless terminals of the buyer and seller are within a predetermined geographical proximity of each other. The wireless network terminal location module identifies the geographic locations of respective wireless terminals of the buyer and seller. The transaction authorization processor authorizes a fund transfer request if the respective locations of buyer and seller wireless terminals are within a predetermined geographical proximity and suspends a fund transfer request if respective locations of buyer and seller wireless terminals are not within a predetermined geographical proximity of each other. |
申请公布号 |
US8606702(B2) |
申请公布日期 |
2013.12.10 |
申请号 |
US201313765959 |
申请日期 |
2013.02.13 |
申请人 |
AT&T INTELLECTUAL PROPERTY I, LP;AT&T INTELLECTUAL PROPERTY I, L.P. |
发明人 |
RUCKART JOHN |
分类号 |
G06Q20/40;G06Q20/04;G06Q20/10;G06Q30/02;G06Q30/06 |
主分类号 |
G06Q20/40 |
代理机构 |
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代理人 |
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主权项 |
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地址 |
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