发明名称 |
System and Method for Facilitating Cash Payment Transactions Using a Mobile Device |
摘要 |
Disclosed herein are systems and methods for facilitating transactions between a merchant-partner and an end-user. In one embodiment, a service provider: (a) stages a transaction between a merchant and a consumer; (b) creates a transaction-specific unique reference locator (URL) linked to a transaction-specific web page; and (c) sends the transaction-specific URL to the consumer's mobile device. Whereupon the consumer clicks on the transaction specific URL on their mobile device, the service provider displays a token ID on the transaction-specific web page. The token ID is linked to the staged transaction and is used to initiate data communication between a point-of-sale (POS) terminal and the service provider's processing unit. The service provider can then: receive confirmation that the consumer has presented the token ID and a payment to the POS terminal; display a transaction receipt on the transaction-specific web page; and/or notify the merchant that the consumer has provided the payment. |
申请公布号 |
US2013317923(A1) |
申请公布日期 |
2013.11.28 |
申请号 |
US201213479135 |
申请日期 |
2012.05.23 |
申请人 |
CAPPS STEPHEN P.;MINOR JOHN PAUL;VOSS CATALIN;PAYNEARME, INC. |
发明人 |
CAPPS STEPHEN P.;MINOR JOHN PAUL;VOSS CATALIN |
分类号 |
G06Q30/06 |
主分类号 |
G06Q30/06 |
代理机构 |
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代理人 |
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主权项 |
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地址 |
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