发明名称 METHODS AND SYSTEMS FOR CONTACTLESS PAYMENTS AT A MERCHANT
摘要 A coordination server of a contactless payment system may receive a total bill of purchases for a customer from a merchant POS terminal, associate the total bill of purchases with a unique identifier of an RFID tag of a check presenter, and receive notification that payment of the total bill of purchases is authorized. The coordination server may receive the unique identifier and payment information from a contactless-enabled device, and transmit the payment information and the total bill to the merchant POS terminal for transmittal to a merchant acquirer for completion of the transaction under business as usual standards. In one embodiment, the coordination server transmits the payment information and the total bill to a merchant acquirer, which then routes the payment request to an appropriate payment network. In another embodiment, the coordination server transmits the payment information and the total bill directly to the appropriate payment network.
申请公布号 US2013048717(A1) 申请公布日期 2013.02.28
申请号 US201113280938 申请日期 2011.10.25
申请人 BRENDELL BRIAN;CHUANG I-HSIN;KORTEN CARLOS;LEWIS NICOLE;AMERICAN EXPRESS TRAVEL RELATED SERVICES COMPANY,INC. 发明人 BRENDELL BRIAN;CHUANG I-HSIN;KORTEN CARLOS;LEWIS NICOLE
分类号 G06Q20/32;G06Q20/20 主分类号 G06Q20/32
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