REMOTE PAYMENT METHOD

摘要

A remote payment method is provided. The method includes the following steps: A mobile terminal downloads at least one encrypted file, which is the encrypted file of ATM card track information and the encrypted first mobile phone number (A1) associated with the ATM card account; the encrypted file and information to be processed are sent to the mobile payment platform (A2); the mobile payment platform processes the information to be processed and returns transaction completion information (A3). The remote payment method can reduce the cost of users for opening and using the service, thereby being advantageous to the promotion and popularization of the remote payment, and the security of the remote payment is ensured at the same time.