DEVICE, SYSTEM AND TRANSACTION METHOD FOR INTEGRATING PAYMENT FUNCTION AND RECEIPT FUNCTION

摘要

A device integrated with payment function and collection function, includes a smart memory card and an intelligent terminal. The intelligent terminal is adapted to generate a secure transaction management instruction, send the secure transaction management instruction to the smart memory card and notify an execution result of the secure transaction management instruction; to interact with a bank side system via a remote communication network; to interact with user via a user interface; to interact with another device in near field communication mode; to process transaction instruction, generate a secure transaction application instruction and send the secure transaction application instruction to the smart memory card; and to notify an execution result of the secure transaction application instruction. The smart memory card is adapted to execute the safe transaction management instruction and the safe transaction application instruction.