| 摘要 |
Present invention discloses a system and a method of obtaining and processing data for use in insurance underwriting which comprise a set of influencing factors, provide an application questionnaire including a series of application questions relating to a plurality of influencing factors and a plurality of possible application responses to each application question, assign risk-scores to at least a portion of said application responses, present said application questionnaire to an applicant, collect application responses to at least a portion of the application questions, compile optionally at least one expert questionnaire including all questions left unanswered by the applicant, present optionally said expert questionnaires to at least one expert, and collect responses to the expert questionnaires and determine a total response for the applicant. |
