| 摘要 |
<p>A system and method for initiating and fulfilling customer-initiated, clerk-assisted, financial services such as check cashing, payday loans, money transfers, and bill payments. The system may include: an input device, a device for reading check MICR information (102) a storage device, an electronic processor with rules for appr oving or declining transactions (106, 110) an automated T eller Machine (ATM), and ATM switch. Customers initiate the fina n cial transactions using the input device or an ATM, clerks authenticate the customer and/or the transaction with the input device, the electronic processor approves or declines the transactions, and the transactions are fulfilled by a clerk or an ATM.</p> |
