METHOD FOR PROCESSING LOAN APPLICATION IN ELECTRONIC COMMERCIAL TRANSACTION SYSTEM

摘要

PROBLEM TO BE SOLVED: To provide a new loan application processing method in an electronic commercial transaction system in particular, concerning a loan application processing method for receiving load and lending from a financial institution. SOLUTION: Exchange of individual progress data showing the progress of an electronic commercial transaction managed by a center site is made to be the object for security. A seller prepares a load application including progress data to be a security and desired load amount and sends the load application to the center site. The center site inquires of a buyer being a trading partner whether to approve the disclosure of the application contents to the financial institution. In the case inquiry results allow the disclosure, the center site sends the load application to the financial institution together with the progress data of the security object and the desired load amount. The financial institution examines the loan application on the basis of the load application contents and notifies the seller of results to finish a load application examination at the financial institution.