| 摘要 |
The present invention provides a credit granting system wherein a user is immediately informed of the availability of credit to be granted from a plurality of financial institutions, and able to get a loan with a most preferable condition, and further wherein a financial institution can obtain an application information concerning a loan or the like from many user, and able to make a transaction with a user who conforms with its criteria for credit granting. The credit granting system of the present invention comprises a user's computer capable of transmitting both an information item and a data piece, which are required for providing a credit, and capable of receiving a judgment result information as to whether or not the credit can be provided; and a business operator's computer connected via a communications line to the user's computer, capable of receiving the information item and the data piece transmitted from the user's computer, analyzing the received information item and data piece, comparing the analyzed result with a condition for credit provision which has been previously given by a financial institute, judging whether or not the credit can be provided, and transmitting the judgment result information to the user's computer.
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