发明名称 A SYSTEM, METHOD AND ARTICLE OF MANUFACTURE FOR NETWORK ELECTRONIC PAYMENT AND CREDIT COLLECTION UTILIZING A PAYMENT INSTRUMENT HOLDER
摘要 <p>An electronic monetary system provides for transactions utilizing an electronic-monetary system that emulates a wallet or a purse that is customarily used for keeping money, credit cards and other forms of payment organized. Access to the instruments in the wallet or purse is restricted by a password to avoid unauthorized payments. When access is authorized, a graphical representation of the payment instruments is presented on the display to enable a user to select a payment method of their choice. Once a payment instrument is selected, a summary of the goods for purchase are presented to the user and the user enters his/her electronic approval for the transaction or cancels the transaction. Electronic approval results in the generation of an electronic transaction to complete the order.</p>
申请公布号 WO1997041541(A1) 申请公布日期 1997.11.06
申请号 US1997006940 申请日期 1997.04.24
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