Facial Profile Password to Modify User Account Data for Hands-Free Transactions

摘要

An account management system establishes an account for a user. The user enters user account information into the account and the account management system establishes a facial template for the user based on an image of the face of the user. The user requests to change user account information at a merchant POS (POS) device. The merchant POS device captures a facial image of the user and transmits the image the account management system, which generates a facial template and compares the generated facial template against the existing facial template associated with user account. If the generated facial template is less than a threshold difference from the existing facial template, the user may update user account information at the merchant POS device, which communicates the updated user account information to the account management system. The account management system associates the updated user account information with the user account.

主权项

1. A computer-implemented method to enable updates to user account information in response to facial image verification, comprising:
receiving, by one or more computing devices operated by an account management system, a user account identifier associated with a user account maintained by the account management system, a facial image of a user, and a request to update account data in the user account; generating, by the one or more computing devices operated by an account management system, a facial template based on the received facial image; retrieving, by the one or more computing devices operated by an account management system, an existing facial template from the user account associated with the user account identifier; determining, by the one or more computing devices operated by an account management system, that a degree of similarity between the generated facial template and the existing facial template retrieved from the user account is greater than or equal to a predetermined threshold amount; in response to determining that the degree of similarity between the generated facial template and the existing facial template is greater than or equal to a predetermined threshold amount, transmitting, by the one or more computing devices operated by an account management system, a request for updated account data; and replacing, by the one or more computing devices operated by an account management system, one or more items of account data in the user account with updated account data.