| 摘要 |
The present invention relates to a payment processing system, and more specifically, to a payment processing system using the account transfer. The system creates a QR code having an account number of a recipient and payment information generated from offline affiliate stores such as restaurants, displays the same on a bill. When a customer has the QR code and scans the code by using a smart terminal such as a smartphone installed an immediate payment app, the system activates a transfer environment via a bank account set by the customer on the smart terminal and transfers the amount to be paid to an account number of the recipient contained in the QR code. The system settles the total amount of payment or partly pays some of the amount or an amount corresponding to a specific rate of the amount, thereby enabling payment of splitting the bill by means of real-time account transfer. |
