| 摘要 |
Apparatus and method for facilitating the funding of gaming and preferably the purchase of gaming vouchers (slot vouchers) with commercial bank cards and/or with casino and/or new credit accounts (private label and/or affiliate/Networking permanent or temporary) and/or the prompting of opening of a new credit account, including an automated kiosk located on a gaming floor proximate to gaming machines but separate from particular gaming machines, and including method and apparatus for the purchase and redemption of vouchers at a gaming table, including reading and printing equipment in communication with a voucher host; also including a prompt to open new a gaming oriented line of credit, associated with a refusal of an EFT transaction, preferably a credit/debit card cash advance request, and including a preferred gaming oriented credit card account and card (private label and/or affiliate/Networking permanent or temporary) (including a patron selection coded card) having cash advance limits commensurate with credit limits for gaming oriented transactions and wherein a cash advance can be secured within an hour after the opening and approval of the account, the approval of the account preferably based on EFT gaming transaction history. |
| 主权项 |
1. A method for funding gaming using an automated kiosk located proximate to but separate from gaming machines, having user communication equipment and being in communication with a financial transaction merchant and, directly or indirectly, a commercial EFT network and a voucher accounting system that manages casino vouchers for a plurality of players, said automated kiosk comprising at least one processor, said method comprising the steps of:
receiving, using said automated kiosk's at least one processor, input comprising information from a banking card belonging to a first player among the plurality of players, said banking card corresponding to at least one financial account associated with said first player; receiving, using said automated kiosk's at least one processor, input from said first player regarding an amount of funds to access from said at least one financial account; communicating, using said automated kiosk's at least one processor, with said EFT network regarding a request to access said amount of funds from said at least one financial account; when the automated kiosk's at least one processor receives approval from the EFT network for the amount of funds:
communicating, using said automated kiosk's at least one processor, with the voucher accounting system regarding information for generating a funds ticket in the amount of said funds; andissuing, using said automated kiosk's at least one processor, a voucher from the kiosk based on the information received from the voucher accounting system, the voucher accounting system verifying that the voucher is to be issued and maintaining real time audit information for each voucher issued to one of the plurality of players; and, when the automated kiosk's at least one processor receives a denial from the EFT network for the amount of funds:
presenting, using said automated kiosk's at least one processor, said first player an option for a new credit line;receiving, using said automated kiosk's at least one processor, input from said first player seeking said new credit line;receiving, using said automated kiosk's at least one processor, information from said first player for use in generating said new credit line; andgenerating, using said automated kiosk's at least one processor, said new credit line having a limit of funds accessible by said first player. |
