System and method for user identification and authentication

摘要

Systems and methods for user identification and authentication are disclosed. In one embodiment, a method of authenticating a first party to a second party may include the following: (1) receiving, from one of an electronic device of a first party and an electronic device of a second party, a request to generate authenticating indicia; (2) using at least one of a plurality of computer processors, generating the authenticating indicia; (3) transmitting, over a network, the authenticating indicia to the electronic device of a first party and to the electronic device of the second party; (4) receiving, from an electronic device of the second party, an indication that the second party has confirmed that the first party is authentic; and (5) storing an identity of the first party, the second party, and the authenticating indicia in a database.

主权项

1. A method of authenticating a first party to a second party, comprising:
an authenticating party receiving, from an electronic device of a first party, a request to generate authenticating indicia to authenticate the first party to a second party; at least one of a plurality of authenticating party computer processors generating the authenticating indicia; the authenticating party transmitting, over a network, the authenticating indicia to the electronic device of a first party; the authenticating party receiving, from an electronic device of the second party, received authenticating indicia; at least one of the plurality of authenticating party computer processors determining that the received authenticating indicia is the same as the authenticating indicia; and the authenticating party notifying at least one of the first party and the second party that the parties have been authenticated.