MOBILE BANKING SYSTEM WITH CRYPTOGRAPHIC EXPANSION DEVICE

摘要

A mobile banking system that uses a cryptographic expansion device attached to a communication component of a mobile device and a secure gateway device to enable end-to-end secure communications between the mobile device and a payment processing network is disclosed. The cryptographic expansion device enables the mobile device to perform cryptographic operations on communications sent to and from the mobile device. The secure gateway device prevents unauthorized accesses to the payment processing network.

主权项

1. A method for conducting a mobile banking transaction using a mobile device, the method comprising:
receiving, at a secure gateway device, a transaction request message originating from the mobile device on a secure communication channel for conducting a mobile banking transaction, wherein the transaction request message is encrypted by a cryptographic expansion device attached to a communication component of the mobile device; decrypting, by the secure gateway device, the transaction request message originating from the mobile device; and forwarding the transaction request message to a server for processing.