| 摘要 |
The present invention provides an electronic payment system with which even without an operation for payment by a customer who has a card etc. for electronic payment, credit processing can be performed in advance based on personal identification information of the card etc. and therefore, at the time of payment at a register, communications with a host are omitted, and a payment can be made in a short time. The electronic payment system detects an ID symbol of a portable telephone 1 comprising the IC card installed inside by middle-distance communication functions 12 and 31, introduces authentication data and a usable upper limit amount of the user from a payment server 4 in the shop server 3 and stores and credits these in advance, and when a payment terminal 2 detects an IC card ID symbol of the IC card 11, the IC card 11 is authenticated by using the authentication data stored in the shop server 3, and a payment of purchase is made within the usable upper limit amount.
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