摘要 |
A prepaid transaction instrument, such as a prepaid telephone card, comprises an identification code for use by a consumer in gaining access to a prepaid telephone account associated with the identification code and a replacement code related to the identification code according to a secret relationship maintained by the issuer of the card. The replacement code may be printed on a separate and distinct document from the identification code or may be printed on the same document as the identification code, but on a separable portion of the document. If the consumer loses the prepaid card, the issuer of the prepaid card issues a replacement card to the consumer when provided with the replacement code by the consumer. |