Systems and methods for authentication of customers

摘要

A computer-implemented method and system for authenticating identification of a customer during interaction with a company representative. Data is received and stored relating to the customer at a computer. The data includes one or more identification attributes associated with the customer and one or more authentication data attributes associated with the customer. An interaction is commenced between the customer and the company representative. Captured is one or more identification attributes and authentication data attributes relating to customer from the interaction between the customer and the company representative. The customer is identified by matching a captured identification attribute with a stored identification attribute. The customer is authenticated by matching a captured authentication data attribute with a like stored authentication data attribute associated with the identified customer.

主权项

1. A computer-implemented method for enhancing verification of a customer during a conversation between a customer and a customer service representative of a company comprising the steps of:
receiving and storing data related to the customer at a computer operated by the company, wherein the data includes a customer name, a customer address, a customer number, and at least one authentication field for at least one authentication parameter of the customer; commencing a first telephonic interaction between the customer and the customer service representative; capturing first authentication data from the first telephonic interaction and storing the authentication data in the at least one authentication field; commencing a second telephonic interaction between the customer and the customer service representative; displaying at least a part of the data on a workstation of the customer service representative as part of a plurality of screens based upon the customer providing at least one of the customer name, the customer address, and the customer number; capturing second authentication data from the second telephonic interaction; performing enhanced authentication without interrupting the second telephonic communication by comparing the first and second authentication data; and determining local events based upon an address of the customer; displaying the local events on at least one of the plurality of screens for the customer service representative to discuss with the customer; entering a personal event related to the customer acquired during discussion with the customer; determining and displaying at least one product or service for the customer service representative to discuss purchasing with the customer based on the personal event and the goal of the customer; updating the data based upon the interaction; and revising the screens based on the updated data.