SECURE FINANCIAL TRANSACTION USING PLAIN TEXT SMS

摘要

Methods and apparatus, including computer program products, are provided secure payments. In one aspect there is provided a method. The method may include initiating, by an application at a user equipment, generation of a short message service message to carry at least financial transaction information; generating, in response to the initiating, a plaintext descriptor portion and an encrypted portion, wherein the plaintext descriptor portion provides a plaintext representation of the financial transaction information carried by the short message service message, and wherein the encrypted portion includes the financial transaction information in an encrypted form; and sending, via the short message service message, the plaintext descriptor portion and the encrypted portion. Related apparatus, systems, methods, and articles are also described.