| 摘要 |
A system and a method for mediating a loan between individuals are provided to enable a borrower to receive the loan quickly/conveniently at a low interest rate by providing an available loan condition and receiving a loan request through efficient loan mediation in the Internet. A credit evaluation system(200) receives a registration request from a user wanting the loan, and provides a credit level of the user based on raw data of credit evaluation and loan record information. A loan risk distribution system(300) distributes risk of a lender by setting a loan limit per the loaner, gathering lots of small loans of each loaner, and providing the gathered loans to one borrower to minimize loss of each loaner. A loan statistics system(400) enables the loaners to determine a risk-profit rate by displaying various kinds of records related to the borrower and enabling the loaner to classify the borrowers through conditional search. A collection company evaluation system(500) enables the borrower to select the money collection company by storing evaluation data of a plurality of collection companies and evaluates the money collection company after a collection procedure. |
