| 摘要 |
<p>A method and apparatus (1, 2) for monitoring movement of a vehicle in order to permit a determination of the quality of driving of the driver of the vehicle to be made. The method and apparatus (1, 2) monitors the movement of a vehicle at monitoring intervals typically of ten seconds duration. The date, time, location and speed of the vehicle is determined from the GPS system. A server (2) in a central monitoring station downloads the stored dates, times, locations and speed of the vehicle as well as the distance travelled by the vehicle, which is then tabulated and the number of speed infringements in the respective different speed limit zones are computed. The driver is then given a ranking score which is computed from the number of infringements are weighted, the higher weightings being assigned to infringements in the higher speed zones, and weighting is also given to infringements depending on the amount by which the speed limit in the respective speed zones has been exceeded. The ranking score of the driver allows an insurance company to determine the quality of driving of the driver and thus set an insurance premium appropriately for the driver.</p> |
