Systems and methods for rapidly provisioning functionality to one or more mobile communication devices

摘要

Systems and methods for rapidly provisioning functionality to one or more mobile communication devices are disclosed. The method may comprise generating, prior to a request for the functionality, a globally unique identifier (“GUID”) encryption key, wherein the GUID comprises a unique identifier that may be associated with a transaction account customer, generating a value associated with the GUID, deriving, based on the value, a plurality of base encryption keys associated with the value, creating, a perso-script, wherein the perso-script comprises a file associated with data associated with a customer, and/or creating a proto-script, wherein the proto-script comprises the perso-script prepended by a script to rotate the plurality of base encryption keys.

主权项

1. A method comprising:
generating, by a provisioning computer-based system and prior to a request for provisioning contactless payment functionality, a GUID (globally unique identifier) master encryption key, wherein the GUID comprises a unique identifier that is associated with a transaction account customer; deriving, by the computer-based system and based on a GUID value and prior to the request for provisioning contactless payment functionality, a GUID specific base master encryption key associated with a GUID value, wherein the GUID specific base master encryption key is based on the GUID value and the GUID master encryption key; deriving, by the computer-based system and using a symmetric master cryptographic key and prior to the request for provisioning contactless payment functionality, a GUID specific base master key; creating, by the computer-based system and using the GUID specific base master key and prior to the request for provisioning contactless payment functionality, a GUID specific base key; creating, by the computer-based system and using the GUID specific base master key, a GUID specific base session key; creating, by the computer-based system and using the GUID specific base session key and prior to the request for provisioning contactless payment functionality, a majority of a perso-script that forms the proto-script, creating, by the computer-based system and after the request for provisioning contactless payment functionality, an additional portion of the perso-script prepended to the proto-script to rotate from one or more base encryption keys stored on a secure element to the GUID specific base key; wherein the portion of the perso-script comprises a file having perso-data associated with details of a mobile device and a secure element associated with the transaction account customer; and sending, by the computer-based system and after the request for provisioning contactless payment functionality, the perso-script to the secure element for processing, which executes the prepended portion of the perso-script to rotate to GUID specific base key and then completes the perso-script that is protected under the GUID specific base session key to complete the perso-script.