METHOD, APPARATUS, AND COMPUTER-READABLE MEDIUM FOR ADVANCING PREPAID CREDIT

摘要

An apparatus, computer-readable medium, and computer-implemented method for advancing prepaid credit includes receiving a request for an advance of prepaid credit from a subscriber, the subscriber having a subscriber account with a prepaid service provider, determining whether the subscriber is eligible for an advance based at least in part on an assessment of historical data relating to the subscriber account, and authorizing a transfer of prepaid credit from a lender account to the subscriber account based at least in part on a determination that the subscriber is eligible for an advance of prepaid credit and that sufficient prepaid credit exists in the lender account, the lender account storing prepaid credits accepted by the service provider.

主权项

1. A method for advancing prepaid credit executed by one or more computing devices, the method comprising:
receiving, by at least one of the one or more computing devices, a request for an advance of prepaid credit from a subscriber, wherein the subscriber has a subscriber account with a prepaid service provider; determining, by at least one of the one or more computing devices, whether the subscriber is eligible for an advance based at least in part on an assessment of historical data relating to the subscriber account; and authorizing, by at least one of the one or more computing devices, a transfer of prepaid credit from a lender account to the subscriber account based at least in part on a determination that the subscriber is eligible for an advance of prepaid credit and that sufficient prepaid credit exists in the lender account, wherein the lender account stores prepaid credits accepted by the service provider.