HEALTH CARE INCENTIVE APPARATUS AND METHOD

摘要

An embodiment of the invention provides, among other things, a method for providing a cost modification of a health care item for a subject. In an example method, a request is received for a health care item from a point of purchase of the health care item. Cost adjustment data is received from at least one source. The cost adjustment data is used to determine a cost modification for the health care item. The cost modification is communicated to a point of purchase of the health care item.

主权项

1. A method for adjusting a cost for a health care item purchased under a health care plan, the method comprising:
receiving a request for the health care item; and for at least one product option corresponding to the requested health care item:
receiving a total cost for the product option;receiving a cost distribution for the total cost, wherein the cost distribution comprises a health care plan cost and one of more of a co-payment amount, a co-insurance amount, or a deductible amount;receiving a coupon amount related to the product option;adjusting one or more of the co-payment amount, the co-insurance amount, or the deductible amount based on the coupon amount;adjusting the cost distribution based on the adjusted one or more of the co-payment amount, co-insurance amount, or deductible amount; anddelivering the adjusted cost distribution for the product option to a recipient.