| 摘要 |
A system and method to provide social and graph credit scoring, valuation and monetization. The valuation and monetization system provides users, service providers and other agents with a credit scoring and rating system. An application programming interface provides a platform for integration of all types of financial, business and personal services into the logic and classification infrastructure. A graph assets and collateralization clearinghouse creates a secure platform for collateralization. The graph assets information database provides core classification services for ranking, indexing, and content analysis. In a specific embodiment a financial services provider utilizes the social credit scoring, valuation and monetization platform to process and approve qualified credit line applicants. Approval is primarily based on graph and valuation metrics provided by the system and includes an e-commerce and social metrics real time analysis for knowledge of an applicant's future and present risk profile, including credit and graph properties risks.
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