| 摘要 |
PURPOSE: A method and a system for financial transaction using an ID and voice information without a credit card are provided to freely realize the financial transaction with the ID and the voice information of a user without using the credit card or a debit card, and prevent illegal use such as duplication/forgery/alteration basically. CONSTITUTION: A main server(10) comprises a member database(11) storing/managing personal information/ID/voice information data of each member, a comparing/operating device comparing the ID/voice information received from a credit transaction terminal(30) with the stored ID/voice information, and a blacklist information database(12). A financial institution server(20) exchanges financial information of the member by connecting to the main server of a credit card company and performs the financial transaction through a VAN(Value Added Network) system(50). The credit transaction terminal comprises an input part(31), a voice recognition part(32), a status display part(33), and a switch(34), and transmits/receives data with the main server by being installed to a financial transaction member shop using the voice information.
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