SYSTEM AND METHOD FOR IDENTIFYING AND ASSESSING COMPARATIVE NEGLIGENCE IN INSURANCE CLAIMS

摘要

The invention is a method and system useful in determining the degree of comparative negligence of an insured person (320) involved in an accident as compared to the negligence of other parties involved in the accident, in particular the insurance claimant (324). The method and system of the invention include the steps of gathering preliminary information concerning accident type, applying preliminary rules to the preliminary information to determine the accident type (330), gathering additional information specific to the accident type, and applying accident-type-specific rules to the additional information to determine the degree of negligence of said to insured person and/or the claimant.