摘要 |
<p>A method and system for making payments in a secured manner using a digital value imprinted physical instrument. The method comprises issuing a blank physical instrument with an identification, registering the ownership particulars and generating an authorization code for user identification, allocating a monitory value to the instrument depending upon the payment received and creating another authorization code for the value of the instrument. With every subsequent transaction of the instrument, the ownership particulars are registered and a new authorization code is generated for imprinting on the instrument. The instrument life may be terminated, if desired, by realising the value by physical payment or bank credit.</p> |