METHODS AND SYSTEMS FOR JOB-BASED ACCOUNTING

摘要

An automated, mobile method for remotely managing personal or job-based resources through real-time allocation of the resources among a set of user-defined virtual spending accounts (46). One method enables the user to establish a single layer of virtual accounts for personal. Another method provides multiple layers of virtual accounts for business use such as having one layer that comprises job accounts (46a-I) representing individual jobs or projects and another layer that comprises allocation accounts (46b-I) representing categories of transactions such as "materials", "labor", "facilities", and "insurance". The user uses these virtual accounts in conjunction with actual accounts to track the user's transactions in real time. The user may create and remotely transmit financial information such as purchase orders (44b) and invoices, keep a record of employees (14d), enter employee time sheets (40a), process payroll, and allocate and reconcile incoming and outgoing transactions between the various virtual accounts.