TRANSACTION EXCEPTION-BASED FINANCIAL PRODUCT OFFERS

摘要

Systems, method, apparatuses, and software are described for automatically detecting defects in financial transactions, automatically determining resolutions to the defects based on historical defect patterns, an interacting with customers to provide information and/or receive instructions regarding defects and how they should be resolved.

主权项

1. A method, comprising:
determining, by at least one computer, a financial product based, at least in part, on a defect in a financial transaction and a historical pattern of defects associated with accumulated transaction information history; generating, by the at least one computer, one or more business rules based on the historical pattern of defects; determining, by the at least one computer a financial product for resolving defects in a financial transaction, wherein the financial product is determined using the one or more business rules; and sending a message over a network identifying the determined financial product.