A system and method are described for an alternate mobile payment service. The system includes a server computer for enrolling and storing user account information. The server computer is also capable of generating a unique one-time- use identifier for use during a transaction. The one-time-use identifier is returned to user as an electronic coupon which may be in the form of a two-dimensional barcode. The coupon may be used at a merchant location to complete a transaction. When the barcode is scanned, it may processed similar to a credit/debit/prepaid card payment.
申请公布号
WO2011119463(A3)
申请公布日期
2012.02.02
申请号
WO2011US29141
申请日期
2011.03.21
申请人
VISA INTERNATIONAL SERVICE ASSOCIATION;DATTATREYA, SANJAY;KARPENKO, IGOR