发明名称 |
Healthcare prepaid payment platform apparatuses, methods and systems |
摘要 |
<p>The healthcare prepaid payment platform apparatuses, methods and systems (hereinafter "HPP-Platform") transforms patient insurance information, and healthcare procedure schedule information inputs via HPP-Platform components into medical claim settlement outputs. In one embodiment, a method is disclosed, comprising: obtaining a healthcare insurance pre-authorization request including healthcare procedure schedule information and user insurance information; receiving an indication of insurance approval of an insured amount from an insurance provider; loading an insurance approved amount into a prepaid account of the user prior to the healthcare procedure; receiving a payment request using the loaded prepaid account towards a medical bill after the healthcare procedure is performed; transferring the loaded insurance approved amount in the prepaid account to a healthcare provider in response to the payment request; and generating a transaction record including the pre-approved amount and the transferred amount.</p> |
申请公布号 |
AU2012205371(A1) |
申请公布日期 |
2013.07.11 |
申请号 |
AU20120205371 |
申请日期 |
2012.01.13 |
申请人 |
VISA INTERNATIONAL SERVICE ASSOCIATION |
发明人 |
MAHADKAR, SHILPAK;SEADATH, ALEEMA;RANGARAJAN, MADHU;NAYAK, UTTAM |
分类号 |
G06Q50/00 |
主分类号 |
G06Q50/00 |
代理机构 |
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代理人 |
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主权项 |
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地址 |
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