发明名称 |
CAR FINANCING SYSTEM BY BANK LOAN AND METHOD FOR OPERATING THE SYSTEM |
摘要 |
PURPOSE: A car financial system with bank loans and a management method thereof are provided to supply a car financial product to a customer at a relatively low interest rate without a loan fee and receive a loan request of a car purchaser through a single channel of a bank. CONSTITUTION: A bank server(110) approves the provision of a loan product for the payment of a car. The bank server determines to give a loan to a loan requester by holding a mortgage on a first insurance product for the loss of a bank and a second insurance product for uncollected money. A first insurance company server(120) provides the first insurance product to the bank server according to a request of the bank server. A second insurance company server(130) provides the second insurance product for the loan according to a request of the bank server. [Reference numerals] (110) Bank server; (120) First insurance company server; (130) Second insurance company server |
申请公布号 |
KR20120112317(A) |
申请公布日期 |
2012.10.11 |
申请号 |
KR20120096708 |
申请日期 |
2012.08.31 |
申请人 |
SHINHAN BANK |
发明人 |
HWANG, SUNG KOO;YOON, TAE WOONG;JUNG, JOON YOUNG |
分类号 |
G06Q40/02;G06Q40/08 |
主分类号 |
G06Q40/02 |
代理机构 |
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代理人 |
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主权项 |
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地址 |
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