发明名称 |
SYSTEM AND METHOD FOR CONFIGURING A VARIABLE COLLATERAL REVOLVING SECURITY |
摘要 |
<p>A system and method for configuring, recognizing, and utilizing collateral security and account payments is provided to preserve/improve a borrower's credit history with credit bureaus. Collateral deposit data indicative of collateral deposits is periodically received at a computing device and stored in association with a security account in a first memory device. Line of credit data indicative of a line of credit is generated, the line of credit data comprising an indication of a predetermined credit limit based on the collateral deposit data, the line of credit data stored in association with a secured line of credit account at one or more of the first memory device and a second memory device. Periodic transfers of collateral security data associated with the security account occur to settle any outstanding balance associated with the line of credit.</p> |
申请公布号 |
WO2011150503(A1) |
申请公布日期 |
2011.12.08 |
申请号 |
WO2011CA00644 |
申请日期 |
2011.06.02 |
申请人 |
NEWBRIDGE ADVANTAGE (1179711 ONTARIO INC.);LEE, STEVEN PING HUNG;LUONG, MARK CHI THANH |
发明人 |
LEE, STEVEN PING HUNG;LUONG, MARK CHI THANH |
分类号 |
G06Q40/06;H04L12/16 |
主分类号 |
G06Q40/06 |
代理机构 |
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代理人 |
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主权项 |
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地址 |
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