| 摘要 |
The present invention relates generally to financial processing systems. Specifically, this invention relates to mobile transaction processing utilizing existing voice network infrastructure and installed handsets. In a preferred embodiment, a payment card is swiped through a card-reader apparatus that is adapted to transmit data to a central processing system, via the handset. The system also interacts with the financial network in order to complete financial transactions. The system then passes the reply, if any from the financial network. Responses from the caller or apparatus may then be passed back to the system. This process repeats itself until all data is gathered or the call is terminated.
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