Gift card association with account

摘要

Embodiments of the invention are directed to systems, methods and computer program products for associating gift cards with accounts. An exemplary apparatus is configured to: receive information associated with a gift card; associate the gift card with the account; receive information associated with a transaction; determine the transaction qualifies for the gift card; and apply funds associated with the gift card to the transaction.

主权项

1. A computer program product for associating a gift card with an account, the computer program product comprising at least one non-transitory computer-readable medium having computer-readable program code portions embodied therein, the computer-readable program code portions comprising:
an executable portion configured for receiving images of a gift card; an executable portion configured for extracting information associated with the gift card, wherein the gift card is associated with funds, wherein the information is extracted from the images of the gift card, wherein the information comprises an identification code associated with the gift card and an amount associated with the gift card; an executable portion configured for associating the gift card with an account, wherein associating the gift card with an account further comprises:
initiating a presentation of a user interface for display on a user device, the user interface comprises one or more options to enable a user to establish a communicable link for transfer of information between the gift card and an account;receiving a user selection of at least one of the one or more options, wherein the user selection comprises an indication that the user has initiated the communicable link for the transfer of information between the gift card and the account; andestablishing the communicable link based on at least receiving the user selection; an executable portion configured for determining the user is within a predetermined distance of a merchant associated with the gift card, based on determining global positioning system (GPS) coordinates associated with the user device; an executable portion configured for, based on determining the user is within the predetermined distance of the merchant, transmitting a message to the user device informing the user of the gift card previously associated with the account, the message also comprising a new offer for a second merchant and specifying an expiry date for the new offer, wherein a discount or rebate of the new offer for the second merchant is based on an age of the gift card, a period of inactivity of the gift card, and/or a balance of the gift card; an executable portion configured for determining execution of a transaction at the merchant; an executable portion configured for receiving information associated with the transaction; an executable portion configured for determining the transaction qualifies for the gift card; and an executable portion configured for applying funds associated with the gift card to the transaction, wherein the transaction is executed using a payment method associated with the account, and wherein the transaction is not executed using the gift card.