摘要 |
PURPOSE: A personalized finance management software synchronization method is provided to implement an integrated personalized finance management on a mobile terminal, i.e. a mobile phone or a PDA, synchronized with a web database, for managing financial information, stock information, usage of credit card, a housekeeping book, or payment of bill. CONSTITUTION: The method comprises steps of enabling a user to input current cash usage data on a mobile terminal, transmitting the input data to a web database over a mobile communication network, storing the input data at the web database, synchronizing the web database with servers of finance related companies, i.e. a bank or a credit card company, and enabling the user to inquire integrated finance data of the web database. The web database manages the cash usage data transmitted by the mobile terminal, and also manages the finance data of the user by connecting to the servers of the finance related companies which the user is affiliated with. So the web database can offer current asset data, cash incomings and outgoings, estimated finance data or others to the mobile terminal of the user. |