| 摘要 |
PURPOSE: A system and method for electronic money transaction by deferred payment are provided to execute a deferred payment of electronic money after searching a credit rating of a card possessor based on a resident registration number of the card possessor. CONSTITUTION: A credit information company server(10) including resident registration numbers of credit bankrupts and a card company server(20) including robbery/loss card information capable of being connected in real time are provided. A central terminal(30) includes a control unit which receives credit bankrupt information and robbery/loss card information transmitted from the servers, stores the information in an internal memory, controls an update of data stored in the internal memory, and collects/outputs stored data. An RF deferred payment card(50) includes a card identification having a resident registration number of a card possessor and a bank identification of a card issuing company. If a resident registration number or a card identification read from the RF deferred payment card(50) is identified with a resident registration number of a credit bankrupt or a robbery/loss card information transmitted from the central terminal(30) and stored in the internal memory, card terminals(40) output a transaction suspension.
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